Coastal Cabana Payment Scheme

Homes at Coastal Cabana are sold while the buildings go up, on the normal progressive payment scheme: the price is paid in instalments as each stage of the works is certified, from the booking fee to the final payment at statutory completion.

Coastal Cabana Progressive Payment Stages

The stages and their percentages are fixed by the Housing Developers Rules. The last column gives the share of the price paid once each stage is reached.

Stage	% of price	Cumulative
Booking fee, on the grant of the option to purchase	5%	5%
Sale and purchase agreement, within 8 weeks	15%	20%
Completion of foundation	10%	30%
Completion of reinforced concrete framework	10%	40%
Completion of partition walls	5%	45%
Completion of roofing and ceiling	5%	50%
Completion of doors, windows, electrical wiring and plumbing	5%	55%
Completion of car park, roads and drains	5%	60%
Temporary Occupation Permit (TOP)	25%	85%
Certificate of Statutory Completion	15%	100%

Standard schedule for a building under construction under the Housing Developers Rules, checked 22 October 2026. Stages already certified on the day of booking fall due on the timetable in the sale and purchase agreement; the Sales Concierge confirms the stages reached for a particular home.

Cash, CPF and the Bank Loan at Coastal Cabana

The 5% booking fee is paid in cash. The rest of the buyer’s own share follows before the bank begins to lend, and MAS fixes how much of that share must be cash. A borrower with no other housing loan can borrow up to 75% of the price; of the 25% paid first, at least 5% has to be cash, which the booking fee covers, and the remaining 20% can come from cash or CPF Ordinary Account savings within CPF limits. An executive condominium is financed by a bank loan, not an HDB loan.

Borrower	Max loan	Own funds	Minimum cash
No outstanding housing loan	75%	25%	5%
No outstanding loan, tenure over 30 years or past age 65	55%	45%	10%
One outstanding housing loan	45%	55%	25%
Two or more outstanding housing loans	35%	65%	25%

Source: MAS loan-to-value limits for residential property loans. Limits can change; confirm with MAS or your bank before signing.

For an eligible first-timer household, the CPF Housing Grant for ECs is credited to the CPF Ordinary Account and can go towards the downpayment once the sale and purchase agreement is signed; it does not replace the cash that must be paid. The housing loan page explains the grant and when the lower limits apply.

How the Loan Is Drawn at Coastal Cabana

As each stage is certified, the developer issues a progress notice and the bank pays that instalment. Interest is charged only on the amount drawn so far, so monthly repayments begin small and rise as construction advances.

The Deferred Payment Scheme is a developer’s election, not a buyer’s entitlement; the payment terms for a home at Coastal Cabana are those in its option to purchase and sale and purchase agreement, and the Sales Concierge sets them out for the home you choose.

Stage by stage

Interest only on what is drawn.

Repayments start small and grow as each stage of the buildings is certified.

Coastal Cabana Completion and the Final Instalments

A 25% instalment falls due at the Temporary Occupation Permit and the final 15% at the Certificate of Statutory Completion. The developer’s e-brochure gives 31 March 2029 as the expected date of vacant possession and 31 March 2032 as the expected date of legal completion; the dates for any particular home are those in its sale and purchase agreement. HDB’s five-year minimum occupation period runs from the Temporary Occupation Permit.

Stamp duty is paid separately and early, as the stamp duty page explains. The progressive payment calculator gives the amount and the estimated monthly instalment at each stage for a chosen price, loan and grant.

Now selling

Request the Coastal Cabana Price List

Coastal Cabana is open for sale. The Sales Concierge replies with the developer’s current price list and the homes still open for selection. Showflat viewings are arranged by appointment through the Sales Concierge.